When people start to get older, they prefer to relocate to a cool environment to start a simple life. Seniors who are still mentally and physically fit to live independently consider retirement homes ideal to age gracefully with like-minded seniors.
Independent living is a house arrangement designed for older adults from 55 years and over. The house varies in design depending on one’s liking. They are friendlier to seniors to make their life easy and less complicated. So, if you are still weighing the idea of taking your loved one to an independent living setting, here are questions to help you decide.
- Is your loved one interested in living a hassle-free life?
- Do they require constant assistance to engage in activities daily?
- Are they happy to join a community with other seniors?
- Are they concerned about their safety in the community?
- Are they able to manage doctor’s appointments and medication on their own?
- Can they pay for rent or purchase a home in an independent living community? Or are they for low-income senior housing?
If you can provide feedback about your loved one, it will help to get a deal that resonates with your answers. Only seniors that can afford to foot bills qualify for an independent living community like Sienna Living. For seniors that need daily assistance to do any activity requires a nursing home or facility with all their desired living options.
Types of Independent Living Facilities and Retirement Homes
There are various types of independent living facilities that range from stand-alone houses to apartments. These facilities differ in terms of services provided and the cost.
Subsidized Senior Housing or Low-Income
As per the Federal government guidelines, a senior classified as low income is defined as someone who has attained 60 years and their annual income is less than $30,000.
Senior apartments or congregate care housing
These types of apartments are restricted by age, which is normally 55 or 62 and above. The rent may cover services such as food served in a communal dining room, recreational programs, transportation services, gym, and others.
Retirement communities or retirement homes
These are housing units that are grouped with age groups from 55 or 62 years. The units can be classified as mobile homes, single homes, duplexes, condominiums, and townhouses. If you plan to purchase a unit, extra monthly fees may cover services such as clubhouses, outside maintenance, and recreational centers.
Continuing Care Retirement Communities, also known as (CCRCs)
If you anticipate years to come or your spouse may experience health problems, consider a CCRC early. These types of facilities provide a spectrum of care from independent living to nursing home care within the same community.
In case the residents may require daily assistance with certain life activities, they can opt from independent living to assisted living in the same community. The advantage of choosing CCRC is that you relocate only once to a new location and enjoy your independence for as long as you like.
Who Pays for Independent Living?
The senior is responsible for footing their bill unless they are qualified for government-subsidized or low-income housing. Insurances never cover independent living costs and houses in these communities are either purchased or paid for every month for private.
Another financial issue that you need to consider is association fees. You will find most communities ask for fees monthly, quarterly, yearly, or a one-time payment. The association fees cater for various costs such as lifestyle expenses for independent living, building maintenance, extra services, and activities.
When you relocate to an independent living community, seniors have an opportunity to maintain their quality of life and continue enjoying life in a safe and secure environment. Seniors living in an independent environment, their family happy and stress-free, knows they are safe.
Is Independent Living Right for you?
As you advance in years, a shift in housing may seem like you are losing your independence. When you feel like life is challenging, you admit to your limitations that you cannot maintain independent privileges. You may get assistance to maintain your independent routine for some time.
Is it Easy to Maintain Your Current Home?
Maintaining a home and lifestyle is some pride, but it can challenge you as you advance in years. For instance, your home may be extra-large and requires constant maintenance, especially the yard area and cleaning of the excess rooms that you no longer use. If your environment is not safe due to crime, that means you remain indoors because it may be dangerous to walk around freely.
Maintaining such a home will require you to spend more every month to keep your environment neat. The challenges are numerous, and living alone may be dangerous when unable to run errands as you normally do. The best choice for you to live without stressing yourself with maintenance and daily chores is independent living. Choosing independent living may give you relief from more freedom and free time to spend with peers.
The decision to move to independent living
While independent living may have all the positive aspects for the seniors, it is not easy to decide. You may feel sorry for yourself for your inability to maintain your home and carry with your daily chores as you would. The idea of not having to see your children as often on weekends may feel like you are separated or isolated.
Even though the idea of joining other seniors is an added opportunity to exposure to social life and companionship in an independent environment, the loss of your home and memories may linger for a while. Many seniors struggle with leaving everything to start a new life in another environment which makes them cringe with fear.
However, these feelings are normal for a senior moving for the first time, and only with time, the new environment overrules the old life.
Everything in life has some challenges in the beginning. After some time, you’ll see seniors’ lives gradually improve when they adapt to the new environment. The new life is not only a relief to the seniors but family members too.